Customize Payment Methods with Conditional Shipping and Payments in WooCommerce
Customize payment methods in WooCommerce with Conditional Shipping and Payments WooCommerce by Extendons. Control payment gateways based on products, user roles, locations & more!

Unlock Seamless Checkout with Smarter Payment Rules
Have you ever wished you could show only relevant payment options to your customers at checkout? Imagine a world where cash on delivery (COD) is available only for local buyers, or PayPal is restricted to international customers. Sounds convenient, right? Well, that’s exactly what Conditional Shipping and Payments WooCommerce lets you do!
With the Conditional Payment for WooCommerce extension by Extendons, you can take full control of payment methods based on products, users, locations, cart details, and even time-specific conditions. This smart solution helps improve customer experience, reduce checkout confusion, and minimize cart abandonment.
In this guide, we’ll explore how to customize payment methods in WooCommerce using conditional shipping for WooCommerce, making your online store more efficient and user-friendly.
Why Customize Payment Methods in WooCommerce?
A smooth checkout process is the key to conversions. If a customer sees multiple irrelevant payment options, they might feel overwhelmed or frustrated. That’s where conditional payment methods step in.
By customizing payment methods, you can:
✅ Enhance user experience – Show only relevant payment options.
✅ Prevent unnecessary payment failures – Restrict options based on location or order value.
✅ Reduce fraudulent transactions – Block specific payment methods for risky IP addresses.
✅ Encourage certain payment behaviors – Offer discounts for preferred gateways.
Sounds good? Now, let’s dive into how you can achieve this using Conditional Payment for WooCommerce.
How Conditional Payment for WooCommerce Works
The Conditional Payment for WooCommerce plugin gives you full control over payment methods at checkout. You can define custom rules to show, hide, or restrict payment options based on:
✔️ Products & Categories – Assign payment methods for specific products or entire categories.
✔️ User Roles – Differentiate payment options for admins, subscribers, or customers.
✔️ Cart Conditions – Customize payment methods based on subtotal, weight, quantity, or applied coupons.
✔️ Billing & Shipping Details – Enable or disable payment methods based on address, state, or country.
✔️ Day-Specific Rules – Make certain payment options available only on selected days.
✔️ IP-Based Restrictions – Allow or block payment gateways based on geographic location.
This flexibility helps you optimize checkout, increase conversions, and eliminate confusion for buyers.
Key Features of Conditional Payment for WooCommerce
1. Restrict Payment Methods by Products & Categories
Let’s say you sell both digital and physical products. You might want to offer credit cards and PayPal for digital goods but COD and bank transfers for physical items.
With this plugin, you can assign payment methods based on:
???? Cart contains specific product (E.g., Only allow Stripe for electronics)
???? Product categories (E.g., Enable COD for groceries but not for gift cards)
This ensures customers see only the payment methods that are relevant to their order.
2. Role-Based Payment Gateways
Different customers should see different payment methods based on their role. For example:
???? Subscribers – Can use PayPal and Stripe.
???????? Admins & Shop Managers – Only get manual payment options.
???? General Customers – Can access all standard gateways.
This feature is useful for membership sites, wholesale stores, or businesses offering special payment options for specific groups.
3. Cart-Dependent Payment Methods
Want to allow Buy Now, Pay Later for orders above $100 but disable it for smaller purchases? No problem!
You can set payment methods based on:
???? Cart subtotal – Example: Enable COD for orders above $50.
???? Applied coupons – Example: Restrict bank transfers if a discount code is used.
⚖ Total weight – Example: Allow express payments for lightweight items only.
???? Cart quantity – Example: Enable specific gateways if the cart has 3+ items.
This way, you encourage the right payment behaviors while maintaining control over your transactions.
4. Address-Based Restrictions
Shipping to certain regions comes with challenges. This plugin lets you show or hide payment methods based on:
???? Country & State – Example: Restrict COD for international orders.
???? City & Zip Code – Example: Allow local bank transfers for nearby locations.
This ensures compliance with regional payment policies while keeping the checkout smooth for customers.
5. Day-Specific Payment Options
Running a weekend-only offer where customers can use a special payment method? You can set up rules like:
???? Enable Pay Later on weekends only.
???? Offer COD only on business days.
This feature is great for time-sensitive promotions and seasonal offers.
6. IP-Based Restrictions for Secure Transactions
Prevent fraud by blocking risky payment methods for specific locations. With IP tracking, you can:
???? Restrict certain countries from using PayPal.
???? Allow bank transfers only in specific regions.
This feature adds an extra layer of security to your payment process.
How to Set Up Conditional Payment for WooCommerce?
Using the Extendons Conditional Payment for WooCommerce plugin is super easy. Here’s how you can configure it in a few simple steps:
Step 1: Install & Activate the Plugin
- Download & install the Extendons Conditional Payment for WooCommerce plugin.
- Activate it from your WooCommerce settings.
Step 2: Configure Your Payment Rules
- Navigate to WooCommerce → Settings → Payment Rules.
- Choose a condition (Product, Cart, User, Location, etc.).
- Select the payment gateways to enable or disable.
Step 3: Save & Test the Checkout
- Apply different cart conditions to verify the setup.
- Ensure customers see only relevant payment options.
And that’s it! Your store is now optimized for a smarter checkout experience.
FAQs (Frequently Asked Questions)
1. Can I restrict payment methods for specific products?
Yes! You can assign different gateways for specific products or categories.
2. Is this plugin compatible with third-party payment gateways?
Absolutely! It works with all WooCommerce-supported gateways, including PayPal, Stripe, and COD.
3. Can I enable payment methods based on customer roles?
Yes! You can customize payment options for admins, subscribers, and regular customers.
4. Will this plugin work with my shipping settings?
Yes, it integrates seamlessly with Conditional Shipping for WooCommerce, so you can control both payment and shipping rules.
5. Do I need coding skills to set up the plugin?
Not at all! The setup is user-friendly and requires no technical knowledge.
Final Thoughts
A well-optimized checkout process can increase conversions, reduce cart abandonment, and improve customer satisfaction. With Conditional Shipping and Payments WooCommerce, you can fully customize payment options based on customer needs, location, and order details.
Whether you’re restricting COD for international buyers, offering role-based payment options, or setting up cart-dependent rules, this plugin by Extendons gives you the power to streamline your WooCommerce store.
???? Ready to simplify your checkout? Get the plugin today and take control of your payments!
What's Your Reaction?






